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Bringing Order To Your Personal Finances

Experts in Debt Counselling and Legal Advise

Only 6 Steps To Become Debt Free

Get your debt free process started in as little as 6 steps, it's that simple!

Step 1

Step 2

Step 3

Step 4

Step 5

Step 6

Complete Personal Form

Complete the Personal Information Form as provided below

Personal Information Form

Supply A Comprehensive List o/a Creditors

Supply us with a comprehensive list of all the Creditors you have as per the supplied form. Please note you have to include all creditors – do not leave anyone out no matter how small the amount you owe them.

Monthly Budget

Provide us with your monthly expenses – Budget

Sign The Letter Of Consent

This allows us to ask your creditors for all the relevant information regarding the credit agreement/s with them.

Letter Of Consent

ID Copies

Provide us with copies of your ID and that of your Spouse if applicable

Payslip Copies

Provide us with copies of your payslip and that of your Spouse if applicable.

Debt Counselling

Debt review refers to a process which is underwritten by law – The National Credit Act No. 34 of 2005. The intention of the law is to assist consumers who find it difficult to meet their obligations towards debt repayments and still be able to provide for their own and/or family needs on a monthly basis.


Become Debt Free and put an end to sleepless nights and harassing phone calls by your credit providers. Debt counselling is a process in which the law gives protection to consumers who have fallen behind with or are finding it difficult to keep up with their monthly instalments related to debt. Debt counselling prevents creditors from taking legal action against you and allows the consumer to repay the debt in a manageable way. The debt counselling process will help get your life back on track by finding a solution that fits your situation.


We offer professional and personalised debt consulting services to all our clients. Our step by step debt counselling process is easy and simple to follow. Contact us or complete the Quick Response fields in order for us to arrange a free consultation with you. Debt Close provides debt counselling services nationally but we provide personalized consultations on a one on one basis in Gauteng and the Limpopo Provinces.

Legal Advice

Debt Close has an in-house legal team which is involved with the debt counselling process from start to finish.


We offer a wide selection of legal services, our employees are focused on providing our clients with accurate and swift legal assistance, can help you find the best possible legal route to help you solve the matter quickly and efficiently. Don’t be kept in the dark when it comes to legal matters. Know your rights!

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